How to Claim After a Car Accident

Collisions happen every day in the UK, but you never think it will happen to you. Even a minor collision can result in long-lasting injuries as a result of whiplash or broken bones. The potential loss of earning, personal discomfort, and mental effect an accident can have may result in a difficult and confusing time for those involved.

So, what do you do when it does? It is important that the following steps are taken to make sure you are protected and you able to recover from the incident with peace of mind.

Side view of writing on clipboard while insurance agent examining car after accident

Call the Police

First and foremost, at the scene of the accident, the police need to be informed of the collision. Even if it only seems like a minor injury or damage to your car it is critical to have an official record of the incident. The report will contain details of the incident which may help you in your claim, including the opinion of the police officer at the scene who may have an opinion on who the fault of the collision lies with; as such it is a vitally important document.

Document the Incident

Photograph your vehicle and injuries, keep all memos or prescriptions related to your medical care, costs incurred by the accident and obtain a letter from your employer in regards to your loss of income as a result of the injuries.

Making a Claim after an Accident

Car insurance companies often try and tempt you with dismal settlements in comparison to the injuries sustained in the crash. It is important to have an experienced solicitor on your case, as they will know what evidence to present in order to ensure that the maximum claim you are entitled to is achieved as you file an accident compensation claim.

Collisions with Uninsured Drivers

Of course, inevitably you might be unfortunate enough to have a collision with a driver who has not insured their car, or you might even be the victim of a hit and run. Luckily all may not be lost in this situation. The Motor Insurer’s Bureau (MIB) work to reduce the number of uninsured drivers on UK roads and supply assistance to those involved in collisions with vehicles of this nature, occasionally providing compensation as if they were the insurer.

Teenage Driver Suffering Whiplash Injury Traffic Accident

This can be a long and confusing process, with investigations taking longer than a typical claim as a result of there being no way to check the other party’s vehicle and a number of time limits being applied to the situation. Having a specialist solicitor by your side can make these types of claims much less confusing and give you the support you need when faced with the negligence of other drivers.

The compensation that you may be entitled to varies according to the type of injury you have sustained, along with numerous other factors that our solicitors will be happy to advise you on in regards to the details of your personal claim. We offer a ‘no win, no fee’ policy, if the claim is not successful then there will no additional cost to you.

If you would like to speak with a member of our experienced team then don’t hesitate to contact us on 0800 0443 495. The team at AYB Law Solicitors are always happy to answer any questions you may have regarding your claim.